Craft Bank Business

Commercial Services

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Exactly as much bank as you need.


At Craft Bank, we start with your ambition and create the solution to nourish it. Whether you know exactly what you’re looking for or you feel overwhelmed by the world of finance, we’ll meet you where you are and help you grow from there.


Business Checking

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Impact Business Checking

A lean solution for movers, shakers, and startups looking to grow.

IDEAL FOR: Sole Proprietors and startups with a limited number of transactions


      • Minimum Opening Deposit: $250
      • No Minimum Balance requirement
      • No Monthly Service Charge
      • Maximum Number of Monthly Transactions: 100
      • Unlimited ATM withdrawals
      • E Statement Required
      • Variety of digital banking solutions available
      • 12 cents per transaction over monthly maximum

Venture Business Checking

Designed for developing businesses who require more volume and flexibility than Impact Checking.

      • Minimum Opening Deposit: $500
      • Monthly Service Charge: $30, waived with minimum average balance above $25,000
      • Maximum Number of Monthly Transactions: 400
      • Unlimited ATM withdrawals
      • Full Suite of digital banking solutions available
      • 12 cents per transaction over monthly maximum

Enterprise Business Checking

Attuned to the needs of established businesses, our most robust option offers both oversight and power.

      • Minimum Opening Deposit: $500
      • No Minimum Balance Requirement
      • Monthly Account Analysis Charge (w/earnings credit to offset fees depending on average daily balance)
      • No Transactions Limit
      • Unlimited ATM Withdrawals
      • Full Suite of digital banking solutions available
      • Interest Bearing Account

Business Savings

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Business Money Market

Let your money work for you with a competitive interest-bearing solution to complement your business checking account.

IDEAL FOR: Earning competitive market rates to complement your business checking account. 


      • Minimum Opening Deposit: $2,500
      • Competitive Rate of Interest
      • Monthly service charge of $30, may be waived depending on average daily balance maintained
      • Six withdrawals allowed per monthly cycle.
      • Full Suite of digital banking solutions

Business Savings Account

Convenient, and easy, a business savings account that allows you to earn interest on your assets.

      • Minimum Opening Deposit: $100
      • Competitive Rate of Interest
      • Monthly Service Charge: $10, may be waived depending on average daily balance maintained
      • Six withdrawals allowed per monthly cycle

Certificates of Deposit

Lock in and earn. If access to funds is a low priority, our CD options allow you to earn a competitive rate of interest on your funds,

      • CDs available for terms of 1, 2, 3, 4, and 5 years
      • Minimum deposit amount $1,000
      • Fixed rate of return

Treasury Management Services

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Flexible cash management for Commercial Accounts. Treasury Management Services are built to deliver the information and tools needed to speed collections, control payments, reconcile accounts, and manage funds more efficiently. With the following resources, Craft bank can help your business get the data and insight you need, collect and manage payments, protect your account and business and manage your funds:
  • ACH Origination/Direct Payments /Direct Collections: Craft offers effective methods of creating electronic credit and debit transactions for making and collecting payments.
  • Remote Deposit Capture: With a certified scanner and internet connection, or mobile phone, you can save time, improve your cash flow, and make check deposits without leaving your office.
  • Wire Transfer: Craft offers same-day funds processing for domestic and international wires in foreign currency or USD and same-day credit processing to your account. We also utilize added security measures for your account protection.
  • Positive Pay: Provides protection against unauthorized check presentments.
  • ACH Positive Pay: Allows you to decide whether to pay ACH debits that post to your account.
  • Business eBanking: View account details, transfer funds, pay bills, set up useful account alerts and much more.
  • Reporting Services: Reports to assist in projecting your cash position, account reconciliation, cash flow forecasting, monthly reconcilement
  • Automated Transfers: Offers automated transfers between demand deposit accounts and commercial loans and lines.
  • MasterCard® Business Check Cards: Provides convenience and flexibility to our small business clients and authorized signers as compared to traditional business checks.
  • Electronic Data Interchange (EDI): EDI aids your company's accounting department in accurately recording payments by providing the important information attached to ACH payments.
  • Zero Balance Account Processing: Offers automated transfers between zero balance and master accounts providing consolidation and collection of funds.
  • Account Analysis: Capture the average ledger and collected balances, itemized activity charges, the earnings credit rate and allowance, and the balances required to offset all fees.
  • Insured Cash Sweep (ICS): Access to multi-million-dollar FDIC insurance and the ability to sweep excess cash out of Craft accounts into fully FDIC-insured money market or demand deposit accounts.

Merchant Services

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Improve your cash flow and start generating sales with credit and debit card payment acceptance options. Our service offers competitive pricing, no hidden fees, or long-term contracts. Craft Bank is proud to partner with TIB-The Independent BankersBank to offer merchant card services. TIB offers exceptional customer service and utilizes the latest payment technology. Contact us today and we will connect you with our TIB Business Payment Specialists. Call at 678-736-5060 or get in touch.

Commercial Loans / Credit Cards

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At Craft, we understand that lending starts with understanding. We will work with you to develop a customized solution crafted to your specific business needs.


Business Credit Card

Master CardSeize purchasing opportunities and manage spending with a revolving credit card. Earn points and manage your cash flow with a Business Credit Card from Craft Bank. Our industry leading business credit card products offer competitive pricing combined with a full range of reward options, making it easy to select and apply for the card that meets your needs.