Business

DETAILS: 

• Minimum Opening Deposit: $250
• No Minimum Balance requirement
• No Monthly Service Charge
• Maximum Number of Monthly Transactions: 100
• Unlimited ATM withdrawals
• E Statement Required
• Variety of digital banking solutions available
• 12 cents per transaction over monthly maximum

• Minimum Opening Deposit: $500
• Monthly Service Charge: $30, waived with minimum average balance above $25,000
• Maximum Number of Monthly Transactions: 400
• Unlimited ATM withdrawals
• Full Suite of digital banking solutions available
• 12 cents per transaction over monthly maximum

• Minimum Opening Deposit: $500
• No Minimum Balance Requirement
• Monthly Account Analysis Charge (w/earnings credit to offset fees depending on average daily balance)
• No Transactions Limit
• Unlimited ATM Withdrawals
• Full Suite of digital banking solutions available
• Interest Bearing Account

DETAILS:

• Minimum Opening Deposit: $2,500
• Competitive Rate of Interest
• Monthly service charge of $30, may be waived depending on average daily balance maintained
• Six withdrawals allowed per monthly cycle.
• Full Suite of digital banking solutions

• Minimum Opening Deposit: $100
• Competitive Rate of Interest
• Monthly Service Charge: $10, may be waived depending on average daily balance maintained
• Six withdrawals allowed per monthly cycle

• CDs available for terms of 1, 2, 3, 4, and 5 years
• Minimum deposit amount $1,000
• Fixed rate of return

• ACH Origination/Direct Payments /Direct Collections: Craft offers effective methods of creating electronic credit and debit transactions for making and collecting payments.
  
• Remote Deposit Capture: With a certified scanner and internet connection, or mobile phone, you can save time, improve your cash flow, and make check deposits without leaving your office.
  
• Wire Transfer: Craft offers same-day funds processing for domestic and international wires in foreign currency or USD and same-day credit processing to your account. We also utilize added security measures for your account protection.
  
• Positive Pay: Provides protection against unauthorized check presentments.
  
• ACH Positive Pay: Allows you to decide whether to pay ACH debits that post to your account.
  
• Business eBanking: View account details, transfer funds, pay bills, set up useful account alerts and much more.
  
• Reporting Services: Reports to assist in projecting your cash position, account reconciliation, cash flow forecasting, monthly reconcilement
  
• Automated Transfers: Offers automated transfers between demand deposit accounts and commercial loans and lines.
  
• MasterCard® Business Check Cards: Provides convenience and flexibility to our small business clients and authorized signers as compared to traditional business checks.
  
• Electronic Data Interchange (EDI): EDI aids your company's accounting department in accurately recording payments by providing the important information attached to ACH payments.
  
• Zero Balance Account Processing: Offers automated transfers between zero balance and master accounts providing consolidation and collection of funds.
  
• Account Analysis: Capture the average ledger and collected balances, itemized activity charges, the earnings credit rate and allowance, and the balances required to offset all fees.
  
• Insured Cash Sweep (ICS): Access to multi-million-dollar FDIC insurance and the ability to sweep excess cash out of Craft accounts into fully FDIC-insured money market or demand deposit accounts.