Craft Bank Personal


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Your personal banking is our business too.


You earned what you have. Now we’ll help you grow it. And in time, we’re confident that we’ll earn the most important asset of all: your loyalty.


Personal Checking

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Craft Checking

A flexible personal banking option with wide ATM access and robust online banking support.

IDEAL FOR: Anyone who needs basic banking services.


  • Minimum Opening Deposit of $100 
  • No Minimum Balance Requirement
  • e-Statement Required
  • No monthly service Charge
  • Unlimited ATM transactions 
  • Full suite of Online banking products included
  • Non-interest-bearing account

Craft Premier Checking

All of the benefits of our free checking solution with the added benefit of earning interest.

  • Minimum opening deposit of $100
  • $15 Monthly Service charge, waived with $2,500 avg. daily balance
  • E-Statement Available
  • Interest bearing account, tiered interest rate depending on balance
  • Unlimited ATM transactions
  • Full suite of Online banking products included

Craft Connection Checking

All of the banking essentials without the barriers to entry. A basic account for a fresh start.

      • Minimum opening deposit of $50 
      • No minimum balance requirement
      • No monthly service charge
      • Non-Interest-bearing account
      • One debit card per account
      • Requires E-Statement
      • Includes limited on-line banking features
      • Maximum of 5 free ATM withdrawals per month
      • Requires in-person account opening

Craft Student Checking

Crafted specially for the needs of the modern student.

      • Student ID required
      • Minimum deposit of $100 
      • No monthly service charges
      • No minimum balance
      • Non-Interest-Bearing Account
      • Unlimited ATM transactions
      • Requires e-Statement
      • Full suite of Online banking products included

Personal Savings

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Craft Money Market

If you’re looking for competitive interest rates, the money market could serve your needs.

IDEAL FOR:  Earning competitive market rates to complement your personal checking account.

      • Minimum Opening Deposit $1,000
      • Monthly Service Charge, $15, waived with an average daily balance of $2,500
      • Tiered interest rates, depending on account balance
      • Maximum of Six withdrawals per month

Personal Savings

Watch your funds grow with a convenient and intuitive savings solution.

      • Minimum Opening Balance - $50
      • Monthly Service Charge- $5, waived with average daily balance of $250
      • Competitive Interest rate
      • Maximum of Six withdrawals per month

Certificates of Deposit

Fixed-term solutions with guaranteed growth.

      • CDs available for terms of 1, 2, 3, 4 and 5 years
      • Minimum opening deposit amount $1,000
      • Fixed rate of return

Personal Loans/Credit Cards

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Looking for capital? We’re here to help you find the right financing option to meet your needs. Our personal lending offerings include (but aren’t limited to):

      • Our home equity lines of credit allow you to borrow against the equity in your home. 
      • Our unsecured lines of credit, available to qualified customers, allow you to access funds at a moment’s notice as needs arise.
      • If you have other financing needs, our bankers are here to help you find the right product to meet your needs.

Personal Credit Cards

Master CardCraft Bank offers consumer credit cards with rewards, great rates and to help build your credit. Earn points and get rewards with a Credit Card from Craft Bank. Our industry leading credit card products offer competitive pricing combined with a full range of reward options, making it easy to select and apply for the card that meets your needs.