
Business
Exactly as much bank as you need.

Impact Business Checking
A lean solution for movers, shakers, and startups looking to grow.
Ideal For:
Sole Proprietors and startups with a limited number of transactions
Details:
- Minimum Opening Deposit: $250
- No Minimum Balance
- No Monthly Service Charge
- Maximum Monthly Transactions: 100
- Unlimited ATM withdrawals
- 20 cents per transaction over monthly maximum
Venture Business Checking
For developing businesses who require more volume and flexibility.
Ideal For:
Developing businesses who require more volume and flexibility.
Details:
- Minimum Opening Deposit: $500
- Minimum Balance requirement: $25,000
- Monthly Service Charge: $30 (Waived with Min. Bal Requirement)
- Maximum Number of Monthly Transactions: 400
- Unlimited ATM withdrawals
- Variety of digital banking solutions available
- 25 cents per transaction over monthly maximum
Enterprise Business Checking
Ideal For:
Established businesses who require more control.
Details:
- Minimum Opening Deposit: $500
- No Minimum Balance Requirement
- Monthly Account Analysis Charge (w/earnings credit to offset fees depending on average daily balance)
- No Transactions Limit
- Unlimited ATM Withdrawals
- Full Suite of digital banking solutions available
- Interest Bearing Account

Business Money Market
Ideal For:
Earning competitive market rates to complement your business checking account.
Details:
- Minimum Opening Deposit: $2500
- Competitive rate of interest
- Waiver of fees dependent on average daily balance maintained
- Monthly Service Charge: $30
- Six withdrawals allowed per monthly cycle
- Full suite of digital banking solutions
Business Savings Account
Ideal For:
Savings to earn interest on your accessible assets.
Details:
- Minimum Opening Deposit: $100
- Competitive rate of interest
- Waiver of fees dependent on average daily balance maintained
- Monthly Service Charge: $10
- Six withdrawals allowed per monthly cycle
Certificates of Deposit
Ideal For:
Earning a competitive rate of interest on your funds.
Details:
- Minimum Opening Deposit: $1000
- Fixed rate of return
- Terms of 1, 2, 3, 4, or 5 years

Treasury Management Services
Flexible cash management for Commercial Accounts. Treasury Management Services are built to deliver the information and tools needed to speed collections, control payments, reconcile accounts, and manage funds more efficiently. With the following resources, Craft bank can help your business get the data and insight you need, collect and manage payments, protect your account and business and manage your funds:
- Business eBanking
- ACH Origination/Direct Payments /Direct Collections
- Remote Deposit Capture
- Domestic and International Wire Transfer services
- Positive Pay: Provides protection against unauthorized check presentments.
- ACH Positive Pay: Allows you to decide whether to pay ACH debits that post to your account.
- Reporting Services: Allows the customer to customize reports to enhance financial management, reconcile accounts and forecast cash needs.
- Automated Transfers
- MasterCard® Business Debit Cards
- Electronic Data Interchange (EDI): To assist your accounting department to accurately record payments by providing detail related to ACH payments.
- Zero Balance Account Processing
- Account Analysis
Commercial Loans
Available:
- Operating Lines of Credit
- Accounts Receivable and Inventory Financing
- Equipment Financing
- A&D and Construction Lending
- Commercial Real Estate Financing: Owner Occupied and Investor Loans
- Specialty Lending
Small Business Administration Loans
Looking to expand your business? Small Business Administration loans offer significant advantages for businesses. Work with an experienced banker who will craft a customized solution for your specific business needs. We offer both 7(a) and 504 financing to qualified businesses.
Business Credit Cards

Merchant Services
Accept card payments anywhere: in person, online or on the go!
Streamline your card acceptance with access to premier merchant processing solutions and services specific for your business needs.
- Pricing and solutions available to assist small to large businesses
- Accept payments via mobile, ecommerce gateways, QR code, NFC, contactless, terminals, POS solutions, interchange optimization, and omni-channel processing solutions
- Secure processing features including PCI Compliance, breach assistance, Point to Point encryption, and EMV compliance
- Personalized Support that includes 24/7 technical support, service escalation, statement auditing, competitive bid evaluations, proactive communication, and protection from hidden fees, markups, and increased rates
- Instant and next day funding available
- Merchant processing renegotiations allow you to save up to 40% or more on your processing costs without having to switch your processor or solution.