Business

Commercial
Services

Exactly as much bank as you need.

At Craft Bank, we start with your ambition and create the solution to nourish it. Whether you know exactly what you’re looking for or you feel overwhelmed by the world of finance, we’ll meet you where you are and help you grow from there.

Business Checking

Impact Business Checking

A lean solution for movers, shakers, and startups looking to grow.

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Ideal For:

Sole Proprietors and startups with a limited number of transactions

Details:

  • Minimum Opening Deposit: $250
  • No Minimum Balance
  • No Monthly Service Charge
  • Maximum Monthly Transactions: 100
  • Unlimited ATM withdrawals
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Venture Business Checking

For developing businesses who require more volume and flexibility. 

Ideal For:

Developing businesses who require more volume and flexibility.

Details:

  • Minimum Opening Deposit: $500
  • Minimum Balance requirement: $25,000
  • Monthly Service Charge: $30 (Waived with Min. Bal Requirement)
  • Maximum Number of Monthly Transactions: 400
  • Unlimited ATM withdrawals
  • Variety of digital banking solutions available
  • 25 cents per transaction over monthly maximum

Enterprise Business Checking

Attuned to the needs of established businesses, our most robust option offers both oversight and power.

Ideal For:

Established businesses who require more control.

Details:

  • Minimum Opening Deposit: $500
  • No Minimum Balance Requirement
  • Monthly Account Analysis Charge (w/earnings credit to offset fees depending on average daily balance)
  • No Transactions Limit
  • Unlimited ATM Withdrawals
  • Full Suite of digital banking solutions available
  • Interest Bearing Account

Business Savings

Business Money Market

Let your money work for you with an accompanying competitive interest-bearing solution.
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Ideal For:

Earning competitive market rates to complement your business checking account.

Details:

  • Minimum Opening Deposit: $2500
  • Competitive rate of interest
  • Waiver of fees dependent on average daily balance maintained
  • Monthly Service Charge: $30
  • Six withdrawals allowed per monthly cycle
  • Full suite of digital banking solutions
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Business Savings Account

Convenient, and easy, a business savings account that allows you to earn interest on your assets.

Ideal For:

Savings to earn interest on your accessible assets.

Details:

  • Minimum Opening Deposit: $100
  • Competitive rate of interest
  • Waiver of fees dependent on average daily balance maintained
  • Monthly Service Charge: $10
  • Six withdrawals allowed per monthly cycle

Certificates of Deposit

Lock in and earn. If access to funds is a low priority, our CD options allow you to earn a competitive rate of interest on your funds.

Ideal For:

Earning a competitive rate of interest on your funds.

Details:

  • Minimum Opening Deposit: $1000
  • Fixed rate of return
  • Terms of 1, 2, 3, 4, or 5 years

Other Services

Treasury Management Services

Flexible cash management for Commercial Accounts. Treasury Management Services are built to deliver the information and tools needed to speed collections, control payments, reconcile accounts, and manage funds more efficiently. With the following resources, Craft bank can help your business get the data and insight you need, collect and manage payments, protect your account and business and manage your funds:

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DETAILS
  • Business eBanking
  • ACH Origination/Direct Payments /Direct Collections
  • Remote Deposit Capture
  • Domestic and International Wire Transfer services
  • Positive Pay: Provides protection against unauthorized check presentments.
  • ACH Positive Pay: Allows you to decide whether to pay ACH debits that post to your account.
  • Reporting Services: Allows the customer to customize reports to enhance financial management, reconcile accounts and forecast cash needs.
  • Automated Transfers
  • MasterCard® Business Debit Cards
  • Electronic Data Interchange (EDI): To assist your accounting department to accurately record payments by providing detail related to ACH payments.
  • Zero Balance Account Processing
  • Account Analysis
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Commercial Loans

At Craft, we understand that lending starts with understanding. We will work with you to develop a customized solution crafted to your specific business needs.

 Available:

  • Operating Lines of Credit
  • Accounts Receivable and Inventory Financing
  • Equipment Financing
  • A&D and Construction Lending
  • Commercial Real Estate Financing: Owner Occupied and Investor Loans
  • Specialty Lending
Call at 678-736-5060 or get in touch.

Small Business Administration Loans

Looking to expand your business? Small Business Administration loans offer significant advantages for businesses. Work with an experienced banker who will craft a customized solution for your specific business needs. We offer both 7(a) and 504 financing to qualified businesses.

Business Credit Cards

Seize purchasing opportunities and manage spending with a revolving credit card. Earn points and manage your cash flow with a Business Credit Card from Craft Bank. Our industry leading business credit card products offer competitive pricing combined with a full range of reward options, making it easy to select and apply for the card that meets your needs.

Merchant Services

Improve your cash flow and start generating sales with credit and debit card payment acceptance options. Our service offers competitive pricing, no hidden fees, or long-term contracts. Craft Bank is proud to partner with TIB-The Independent BankersBank to offer merchant card services. TIB offers exceptional customer service and utilizes the latest payment technology. Contact us today and we will connect you with our TIB Business Payment Specialists.
Call at 678-736-5060 or get in touch.