Our Story


We saw a need in the community and created Craft Bank to meet it.

The first community bank inside the Atlanta perimeter in 14 years, Craft Bank opened its doors in October 2020. The dramatic decline of community banks in Atlanta offered an incredible opportunity to form Craft Bank, a community bank that offers wholly human banking for a completely digital age.








The Craft Story


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How We Got Started
  • Craft Bank was started in 2020 to serve manufacturers, distributors, professional firms, and builders with revenues up to $30m.
  • Recent acquisitions had left the Atlanta banking landscape mostly controlled by large, financial institutions and out-of-state regional banks.
  • Yet, bank customer preferences were shifting toward community banks that provide a higher level of service and a more satisfying banking experience.
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Meeting a Need in the Community
  • In our home zip code in Atlanta, total banking deposits doubled from 2014 to 2019. Yet, bank mergers caused significant disruption to the banking environment.
  • Craft Bank met a need in the community by leveraging our built-in knowledge of local markets, local companies and local trends.
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Benefits of Community Banking
  • Banking with Craft offers personalized service, fostering closer relationships between customers and their bankers.
  • Decision-making is often faster and more flexible in community banks like Craft, tailored to the specific needs of the community.
  • Craft customers can benefit from a stronger sense of trust and accountability, knowing their bank is deeply connected to the local area.
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Expanding to New Communities

In Summer 2025, Craft Bank opened Access Cobb, a Craft Bank, the new, locally-led bank located on the Marietta Square.

Access Cobb is the only bank headquartered in Cobb County—offering a uniquely local, relationship-first approach to banking.

Led by veteran banker and Cobb resident Terri Bunten Guthrie, Access Cobb is designed exclusively for local businesses, providing tailored services like business loans, lines of credit, and flexible checking and savings options.

Craft Bank President and CEO Ross Mynatt described Access Cobb as the first example of “branchising”—a model that replicates Craft’s trusted foundation while allowing each location to develop its own local flavor.







What We've Accomplished

Craft’s holistic approach is designed to support business owners' financial needs – both business and personal – with a dedicated team backed by a nimble technology platform making banking easy, relevant, and purposeful.
 
Since opening our doors in 2020, we have...
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Our Shareholders

Nearly 250 shareholders
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Our team

Lots of happy bankers here to serve you
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SBA Loans

Closed $50 million in SBA loans since the department’s inception in January 2021.
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Lender Recognition

Been named the top 10 lender (FY '22) in the state of Georgia in terms of closed loan volume.
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National Recognition

Been named one of the top 10 percent of all SBA lenders in the US.

Launched in Cobb 

Opened Access Cobb, a Craft Bank, the only bank headquartered in Cobb County—offering a uniquely local, relationship-first approach to banking.




















































Get to know the Craft culture.

We pride ourselves on our positive culture. We value our clients and our colleagues. We are collegial in all we do. When you're with Craft, you're part of a community that cares.