Banking Products 2 old
Unlimited ATM withdrawals
Features at a glance
Digital solutions
eStatements
Business debit card
Remote deposit
Unlocking Potential. Empowering Business in Cobb County.
Business Checking
Impact Checking
Ideal for: Sole Proprietors and startups with a limited number of transactions
Features:
- Minimum Opening Deposit: $250
- No balance requirement
- E-Statement required
- No monthly service charge
- Unlimited ATM transactions
- Maximum Number of Monthly Transactions: 100
- 20 cents per transaction over monthly maximum
- Variety of digital solutions available
Business Checking
Venture Checking
Ideal for: Developing businesses who require more volume and flexibility.
Features:
- Minimum Opening Deposit: $500
- Minimum Balance requirement: $25,000
- Monthly Service Charge: $30 (waived with minimum balance requirement)
- Maximum Number of Monthly Transactions: 400
- 20 cents per transaction over monthly maximum
- Unlimited ATM withdrawals
- Variety of digital banking solutions available
Business Checking
Enterprise Checking
Ideal for: Established businesses with high transaction activity.
Features:
- Minimum Opening Deposit: $500
- No Minimum Balance Requirement
- Monthly Account Analysis Charge (earnings credit may offset transaction fees)
- No Transactions Limit
- Unlimited ATM Withdrawals
- Variety of digital solutions available
Savings
Money Market
Ideal for: Earning competitive market rates to complement your checking account.
Business Features:
- Minimum Opening Deposit: $2500
- Competitive rate of interest
- Monthly Service Charge: $25 (waived with minimum balance requirement)
- Six withdrawals allowed per monthly cycle
- Full suite of digital banking solutions
Personal Features:
- Minimum Opening Deposit: $1000
- Minimum Balance Requirement: $1000
- Monthly Service Charge: $15 (waived with minimum balance requirement)
- Tiered interest rates, based on account balance
- Maximum of 6 withdrawals per month
Savings
Savings
Ideal for: A convenient savings account for small businesses looking to earn interest on their deposits.
Business Features:
- Minimum Opening Deposit: $100
- Competitive rate of interest
- Minimum balance requirement: $500
- Monthly Service Charge: $10 (waived with minimum balance requirement)
- Six withdrawals allowed per monthly cycle
Personal Features:
- Minimum Opening Deposit: $50
- Minimum Balance Requirement: $250
- Monthly Service Charge: $5 (waived with minimum balance requirement)
- Competitive interest rate
- Maximum of 6 withdrawals per month
Savings
Certificate of Deposit
Ideal for: Earning a competitive rate of interest on your funds. Available as both Business and Personal.
Features:
- Minimum Opening Deposit: $1000
- Fixed rate of return
- Terms of 1, 2, 3, 4, or 5 years
Personal Checking
Checking
Ideal for: Anyone who needs basic banking services.
Features:
- Minimum Opening Deposit: $100
- No minimum balance requirement
- E-Statement required
- No monthly service charge
- Unlimited ATM transactions
- Full suite of online banking products included
Personal Checking
Premium Checking
Ideal for: Anyone who wants to earn interest with their checking.
Features:
- Minimum Opening Deposit: $100
- Monthly Service Charge: $15 (waived with $2,500 daily balance)
- E-Statement available
- Tiered interest rate based on balance
- Unlimited ATM transactions
- Full suite of online banking products included
Personal Checking
Connection Checking
Ideal for: A basic account for those needing a fresh start checking account.
Features:
- Minimum Opening Deposit: $50
- No minimum balance requirement
- No monthly service charge
- Requires E-Statement and On-line Banking
- Maximum of four checks per statement cycle
- Limited mobile deposit
- Unlimited ATM transactions
- Full suite of online banking products included
- Requires in-person account opening
Personal Checking
Student Checking
Ideal for: Students who need basic banking services.
Features:
- Student ID required to open
- Minimum Opening Deposit: $100
- No minimum balance requirement
- E-Statement required
- No monthly service charge
- Unlimited ATM transactions
- Full suite of online banking products included
Lending
Commercial & SBA Loans
Ideal for: Businesses looking to grow.
Available:
- Work with an experienced SBA lender. We offer both 7(a) and 504 financing to qualified businesses.
- Operating Lines of Credit
- Accounts Receivable and Inventory Financing
- Equipment Financing
- A&D and Construction Lending
- Commercial Real Estate Financing: Owner Occupied and Investor Loans
- Specialty Lending
Lending
Personal Loans
Ideal for: Anyone with a dream.
Available:
- Home Equity Lines of Credit - Borrow against the equity in your home
- Personal Lines of Credit - Unsecured lines of credit, available to qualified customers
- Other Consumer Loans - Our bankers can help you find the right product to fit your needs
Services
Merchant Services
Ideal for: Commerce
Features:
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Accept payments via mobile, ecommerce gateways, QR code, NFC, contactless, terminals, POS solutions, interchange optimization, and omni-channel processing solutions.
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Secure processing features including PCI Compliance, breach assistance, Point to Point encryption, and EMV compliance.
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Personalized 24/7 support
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Merchant processing renegotiations allow you to save up to 40% or more on your processing costs.
Services
Credit Cards
Ideal for: Businesses aiming to expand
Our industry-leading business credit card products offer competitive pricing combined with a full range of reward options.
*Credit cards are for deposit customers only. To apply, contact your banker.
Services
Treasury Management
Ideal for: Businesses looking for tools to manage finances more efficiently.
Available:
Services and tools to help manage funds more efficiently for clients with Business accounts.
Access Cobb, a Craft Bank, is your key to opportunity.
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